Panama City

Panama City is the Bay County seat and sits along St. Andrews Bay, across the Hathaway Bridge from Panama City Beach.

The city includes several distinct areas, including Downtown Panama City, historic St. Andrews, Millville and established residential neighborhoods extending north and east. Real estate ranges from older homes and renovated properties to new construction, bay-front homes, condos, townhomes and commercial property.

Panama City is also home to Gulf Coast State College and Florida State University Panama City and serves as a major center for employment, government, healthcare and everyday services in Bay County.

Buyers looking here should compare the individual neighborhood and commute rather than treating all Panama City addresses as interchangeable.