Ward Creek

Ward Creek is a St. Joe neighborhood in Bay County, off State Road 79. Trails and pines are part of the plan. The beach is a drive, and a lot of buyers want it that way.

It is not a city and it is not on the gulf. Public schools are Bay District Schools. Confirm the zoned school for the lot.

Phases are not all the same age. Ask which section the house is in, what amenities are open, and what the association fee pays for.